Moving Home

Time to move on?

Life is changing all the time. New circumstances can call for new surroundings. So, If you are thinking of moving to a new home, we can help you get there with our Moving Home mortgage plans.

What is a Moving Home mortgage?

A Moving Home mortgage, otherwise known as a Home Movers mortgage, is a plan which helps you to finance your move to a new property. If you already have a mortgage on an existing property, this type of mortgage allows you to ‘port’ your mortgage plan over to a new one.

Usually, this type of mortgage is used in the case of our clients moving to a bigger or more expensive property. However, at Simplicity, our policies are always tailored to suit your very situation. So, whether you are moving to a bigger place, or in the process of downsizing, we can make sure that your move is as stress-free and simple as possible.

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Mortgages that suit you

At Simplicity, we know that choosing the right mortgage for your circumstances is paramount. That’s why we offer a range of mortgages to help you make the right move with a plan that works for you.

Find out more about our mortgage services.

First-time home buyers

Taking the leap into buying your own property can be daunting, so we’re here to make sure you get it right first time. Discover how our mortgage plans can work for you.


Looking for another mortgage rate? If it’s time to switch your current mortgage, we are on hand to find the best plan for you. Discover how you can remortgage your property today.

Buy-to-let mortgages

If you’re a new landlord or looking to make a start on your property portfolio, our mortgage services dedicated to getting you the most out of your new property. Discover how we can help you with the next steps.

Equity Release

Is it time to reap the benefits from your property? If so, we can offer you easy ways to get some returns on your investment. Speak to us about how you can begin releasing equity today.

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Father playing with daughter

Why choose Simplicity?

Finances can often be complicated, but it doesn’t have to be.

We appreciate that approaching the task of buying insurance policies can be daunting. There can be a lot of moving parts to contend with, and dates, numbers and fine print can
begin to cloud the bigger picture. That is why we are here to help you keep things simple.

Always fair

Simplicity are not tied to providers, meaning we are able to explore all options that are available when dealing with your policy. This way we can select the best options for you.

Always in touch

When you start your cover, you join the Simplicity family. We pride ourselves on being reachable should you have any questions or queries about any other financial products.

Always thinking ahead

The financial sector changes all the time, and that is why we automatically review your policies every 12 months. This ensures that you are always on the best plan you can be.

Always simple

Like our name implies, we don’t make things complicated. This company is built on keeping our services simple for our clients; keeping our process easy and your options as clear as possible.

Buy with confidence

Whether you are searching for insurance or a mortgage provider, we know that buying with confidence is key. That’s why at Simplicity, we are committed to providing every one of our clients with face-to-face guidance and first-rate services. Ready to start?


What is porting a mortgage?

Porting your mortgage still means your legal representative will pay off your existing mortgage and apply a new one to the new property. The lender, however, will rebate your redemption penalties and usually apply the same rate as your old mortgage to the new one for the balance of the term left on the rate.

What if I need a bigger mortgage when moving home?

If you are moving to a more expensive property and you need to increase your mortgage debt to do so, porting your mortgage can be added to the rate applied to the top up mortgage amount.

How much can I afford?

This is always calculated by the price of the property you’re looking to buy, your monthly income and your general monthly expenditures. Come and speak to us about calculating your mortgage.

Why should I choose Simplicity over the bigger companies?

We appreciate that well known companies are always going to be the first thing that springs to mind when looking for these services. However, we are competitive with the top names, and we also offer a hands-on approach to these services; meaning you will always be able to stay in touch with our team.

How Simplicity can help save time and money?

Quite simply, we have extensive experience in this sector. Our clients have found that bigger companies can be difficult to contend with when it comes to finding the best deal. We pride ourselves on being able to find the best rates for our clients and provide a face-to-face service.

How often do I need to review my mortgage?

We will automatically check up on our clients’ mortgages before the end of the contract, so we if there is a better rate we will inform you. Of course, if you wish to review your mortgage at any time, we’ll be happy to.

Get a Quote

To find out what Simplicity can do for you, we would love for you to get in touch. Also, you can get a quick quote here.