Life insurance

Protect what’s important

Never knowing what the future holds is a common anxiety for each and every one of us. But there are things you can do today to make sure that you and your loved ones are protected should the worst happen.

What is life insurance?

Put simply, life insurance is a policy that, when taken out, pays a sum of money to a beneficiary upon the event of your death. These types of policies are among the most popular forms of cover that we offer to our clients. We believe that the reason for this is the enormous peace of mind that comes with the nature of life insurance. By taking out a life insurance policy, you are making sure that your loved ones are financially stable in the case of your death. Also, you are making sure that you’re not leaving additional problems behind after you die.

Speak to us today about how our life insurance brokers can begin protecting what matters to you.

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Types of insurance

We offer four different types of insurance to help you protect the things that mean the most:

  • Life insurance
  • Critical Illness
  • Income Protection
  • Mortgage Protection

At Simplicity, you can choose one type of cover or, if necessary, combine others for a more comprehensive and secure plan.

Find out more about our other types of cover.

Critical illness

Your health underpins everything, even your income. Should you ever be diagnosed with a critical illness, our critical illness cover policies can offer you financial stability through difficult times.

Income protection

Finding yourself out of work can create problems for you and your loved ones. Income Protection cover can soften financial hardships in the event of you becoming unable to work.

Mortgage protection

Making sure you have a roof over your head is a priority. With this cover, you can ensure your home is always protected. Mortgage Protection policies will pay of your mortgage in the event of your death.

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Why choose Simplicity?

Finances can often be complicated, but it doesn’t have to be.

We appreciate that approaching the task of buying insurance policies can be daunting. There can be a lot of moving parts to contend with, and dates, numbers and fine print can
begin to cloud the bigger picture. That is why we are here to help you keep things simple.

Always fair

Simplicity are not tied to providers, meaning we are able to explore all options that are available when dealing with your policy. This way we can select the best options for you.

Always in touch

When you start your cover, you join the Simplicity family. We pride ourselves on being reachable should you have any questions or queries about any other financial products.

Always thinking ahead

The financial sector changes all the time, and that is why we automatically review your policies every 12 months. This ensures that you are always on the best plan you can be.

Always simple

Like our name implies, we don’t make things complicated. This company is built on keeping our services simple for our clients; keeping our process easy and your options as clear as possible.

Buy with confidence

Whether you are searching for insurance or a mortgage provider, we know that buying with confidence is key. That’s why at Simplicity, we are committed to providing every one of our clients with face-to-face guidance and first-rate services. Ready to start?

FAQ

Why should I buy life insurance?

Above all, buying a life insurance policy provides a peace of mind that lasts a lifetime. Providing you’re up to date with your premiums, your policy will pay out a lump sum on the event of your death; ensuring your loved ones receive some financial help after you’re gone.

How is the quote for my life insurance worked out?

Chances are, you’ve heard some of the factors that contribute to your overall quote. These include your age, lifestyle, medical history, and occupation. Of course, to ensure your plan is right for you, we will speak to you about every factor that we use to calculate your policy. Out of these points, we will then be able to offer you options which will suit any budget and amount of cover you would like.

Can I change my insurance plan if my circumstances change?

Of course. We know that life doesn’t function on a single wave. That’s why, at Simplicity, we automatically review your policy every 12 months. This way you don’t have to worry about your plan being best suited for your changing circumstances. If your situation changes, we are here to tailor your plan for you.

What is the difference between level and decreasing life insurance?

Each of these life insurances refer to the term agreed upon when you buy the policy. 

Level term: a policy designed around a fixed period. If you die within this period, the policy will pay out.

Decreasing term: this type of policy refers to when the insurance term decreases over time.

How much life insurance cover do I need?

Quite simply, it is entirely down to you. We are here to provide you with as much cover as you feel you need to keep yourself and your loved ones secure. Feel free to come and speak to us about your options.

How often do I need to review my life insurance?

We will automatically check up on our clients’ policies every year, so we if there is a better rate we will inform you. Of course, if you wish to review your policies at any time, we’ll be happy to.

Get a Quote

To find out what Simplicity can do for you, we would love for you to get in touch. Also, you can get a quick quote here.