Buy-to-let Mortgages

Making your business, our business

A mortgage isn’t always for your own home. If you are already a landlord, or looking into becoming one, finding the right buy-to-let mortgage can be the key which unlocks the next steps for your property portfolio.

What are buy-to-let mortgages?

Put simply, a buy-to-let mortgage is an arrangement whereby investors can borrow money in order to purchase a property, which is then let out to tenants. This type of mortgage is similar to that of a regular mortgage, except the main difference being the investor does not usually live in the purchased property.

These services are a popular choice among people who are looking to set up a business in buying property. If you’re planning on taking the next steps in becoming a landlord, Simplicity can help you start paving the way towards your goals.

Of course, buy to let mortgage rates do vary between different providers which is why it is always best to know what your options are. Speak to us today for advice about finding the best buy to let mortgage.

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Mortgages that suit you

At Simplicity, we know that choosing the right mortgage for your circumstances is paramount. That’s why we offer a range of mortgages to help you make the right move with a plan that works for you.

Find out more about our mortgage services.

First-time home buyers

Taking the leap into buying your own property can be daunting, so we’re here to make sure you get it right first time. Discover how our mortgage plans can work for you.

Remortgage

Looking for another mortgage rate? If it’s time to switch your current mortgage, we are on hand to find the best plan for you. Discover how you can remortgage your property today.

Moving home

If you’re moving onto the next chapter, we are dedicated to making sure the transition is as smooth as possible. Find out how to get to the next stage with our moving home mortgage plans.

Equity Release

Is it time to reap the benefits from your property? If so, we can offer you easy ways to get some returns on your investment. Speak to us about how you can begin releasing equity today.

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Why choose Simplicity?

Finances can often be complicated, but it doesn’t have to be.

We appreciate that approaching the task of buying insurance policies can be daunting. There can be a lot of moving parts to contend with, and dates, numbers and fine print can
begin to cloud the bigger picture. That is why we are here to help you keep things simple.

Always fair

Simplicity are not tied to providers, meaning we are able to explore all options that are available when dealing with your policy. This way we can select the best options for you.

Always in touch

When you start your cover, you join the Simplicity family. We pride ourselves on being reachable should you have any questions or queries about any other financial products.

Always thinking ahead

The financial sector changes all the time, and that is why we automatically review your policies every 12 months. This ensures that you are always on the best plan you can be.

Always simple

Like our name implies, we don’t make things complicated. This company is built on keeping our services simple for our clients; keeping our process easy and your options as clear as possible.

Buy with confidence

Whether you are searching for insurance or a mortgage provider, we know that buying with confidence is key. That’s why at Simplicity, we are committed to providing every one of our clients with face-to-face guidance and first-rate services. Ready to start?

FAQ

Can I have more than one buy to let mortgage at a time?

Sometimes, landlords will want to let out more than one property at a time, so they will look for multiple mortgages. This will all depend on your circumstances, and our team will assess whether you’re eligible.

What happens at the end of a buy to let mortgage?

Once the interest-only mortgage deal comes to an end, you’re still expected to pay off the cost of the property at the time you bought it. Most people do this by selling the property. This is where most landlords make their profit.

How much can I afford?

This is always calculated by the price of the property you’re looking to buy, your monthly income and your general monthly expenditures. Come and speak to us about calculating your mortgage.

Why should I choose Simplicity over the bigger companies?

We appreciate that well known companies are always going to be the first thing that springs to mind when looking for these services. However, we are competitive with the top names, and we also offer a hands-on approach to these services; meaning you will always be able to stay in touch with our team.

How Simplicity can help save time and money?

Quite simply, we have extensive experience in this sector. Our clients have found that bigger companies can be difficult to contend with when it comes to finding the best deal. We pride ourselves on being able to find the best rates for our clients and provide a face-to-face service.

How often do I need to review my mortgage?

We will automatically check up on our clients’ mortgages before the end of the contract, so we if there is a better rate we will inform you. Of course, if you wish to review your mortgage at any time, we’ll be happy to.

Get a Quote

To find out what Simplicity can do for you, we would love for you to get in touch. Also, you can get a quick quote here.